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Low Cost Senior Whole Life Insurance

Call 678-468-5163 for Quotes on $5000, $10000, $15000, $20000, or $25000.

NO MEDICAL EXAM TO QUALIFY

Insurance Agent Licensed In Your State


GET A FREE QUOTE - Call 678-468-5163 OR 888-684-1344

2 Whole Life Policy Options

  1. Level Benefit: (NO Waiting Period) Health Questions Only

  2. Guaranteed Acceptance: NO Health Questions to qualify

Get A Free Quote For $5000, $10000, $15000, $20000, or $25000.

Some Senior Care Plans Have No Health Questions.

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* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 678-468-5163

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 678-468-5163

Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

Category Archives: Senior Life Insurance

Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Insurance Policy?

You may ask “Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Policy?” What are my options if I do not want cash value in my  whole life policy, and want to reduce my whole life policy premium cost? What if I also dislike a term insurance policy because of the lack of long term guaranteed level premiums. A possible solution is Guaranteed Universal Life insurance policy which will provide a guaranteed level premium and guaranteed death benefit for a limited period of time.

Advantages:

  • Your premium payments can be structured according to your preferences.

  • You can select your death benefit guaranteed to age 90, 95, 100, 105, 115 or 121.

  • Premiums can be level for lifetime.

  • This policy is less expensive than a whole life insurance policy and generally cost a bit more that a term life insurance policy.

Disadvantages:

  • The policy generally does not build cash value.

  • Consistence and timeliness of premium payments is critical as there is no cash value build up to cover delinquent premium payments.

  • Policy can easily be cancelled for non payments because of no cash value buildup to cover missing payments.

  • Policy generally cost more that a term life policy but less that a whole life policy.

To get a Quote on a Guaranteed Universal Life Insurance Policy call one of our Senior Care Licensed Life Insurance Agents at 678-468-5163

Final Expense Life Insurance

Today as you know Funerals are not cheap. The average funeral now cost about $10,000. Do you have that kind of cash sitting around? Does your family have it? This is why you need a final expense life insurance plan. Our senior life insurance plan will provide the financial protection your family needs. You will have no more… Continue Reading

How to apply for your senior whole life insurance policy.

Applying for a whole life insurance policy with Senior Care Life is very simple. First step is to Call 678-468-5163 OR fill out the quote request form above. Then one of our licensed Senior Care Life Insurance Agent will call you and ask you a few questions to determine the right policy type for you.  We… Continue Reading

What is the difference between a term life insurance policy and a whole life policy?

An active life insurance policy provides a financial safety net for your dependents after you die. After you’re gone, your family can use the life insurance proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. A whole life policy is the most well-known and simplest form of permanent life insurance. A whole… Continue Reading

How Is Life Insurance Premium Calculated?

The premium cost of life insurance can vary from company to company based on its operations and efficiency and cost of acquisition. It cost the insurance company in marketing and other expenses to secure a policy. The amount charged to cover each policy’s share of expenses of operation is called the expense loading. Insurance Interest… Continue Reading

What is the difference between a term life insurance policy and a whole life policy?

An active life insurance policy provides a financial safety net for your dependents after you die. After you’re gone, your family can use the life insurance proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. A whole life policy is the most well-known and simplest form of permanent life insurance. A whole… Continue Reading

What is a Final Expense Policy?

What is a Final Expense Policy? A Final Expense Policy is small whole life policy that is primarily used by the beneficiary to pay burial and other final expenses of the insured. These policies are simplified issue underwritten, meaning there is no medical exam required to apply for coverage. The application process is very easy. The licensed agent will fill out the… Continue Reading

What is the difference between a term life insurance policy and a whole life policy?

An active life insurance policy provides a financial safety net for your dependents after you die. After you’re gone, your family can use the life insurance proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. A whole life policy is the most well-known and simplest form of permanent life insurance. A whole… Continue Reading

Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Insurance Policy?

You may ask “Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Policy?” What are my options if I do not want cash value in my  whole life policy, and want to reduce my whole life policy premium cost? What if I also dislike a term insurance policy because of the… Continue Reading

How to apply for your senior whole life insurance policy.

Applying for a whole life insurance policy with Senior Care Life is very simple. First step is to Call 678-468-5163 OR fill out the quote request form above. Then one of our licensed Senior Care Life Insurance Agent will call you and ask you a few questions to determine the right policy type for you.  We… Continue Reading

What options do I have if there is no money for burial?

If you have no money saved up for burial and have no burial insurance plan you may want to look at all possible options. According to the National Funeral Directors Association, The average funeral costs $7,181. That $7,181 includes a viewing and burial, embalming, hearse, transfer of remains, service fee and more.  If you know the inevitable is… Continue Reading