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Low Cost Senior Whole Life Insurance

Call 678-468-5163 for Quotes on $5000, $10000, $15000, $20000, or $25000.

Insurance Agent Licensed In Your State

NO MEDICAL EXAM TO QUALIFY

Some Senior Care Plans Have No Health Questions.

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* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 678-468-5163

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 678-468-5163

Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

Category Archives: Senior Life Insurance

Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Insurance Policy?

You may ask “Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Policy?” What are my options if I do not want cash value in my  whole life policy, and want to reduce my whole life policy premium cost? What if I also dislike a term insurance policy because of the lack of long term guaranteed level premiums. A possible solution is Guaranteed Universal Life insurance policy which will provide a guaranteed level premium and guaranteed death benefit for a limited period of time.

Advantages:

  • Your premium payments can be structured according to your preferences.

  • You can select your death benefit guaranteed to age 90, 95, 100, 105, 115 or 121.

  • Premiums can be level for lifetime.

  • This policy is less expensive than a whole life insurance policy and generally cost a bit more that a term life insurance policy.

Disadvantages:

  • The policy generally does not build cash value.

  • Consistence and timeliness of premium payments is critical as there is no cash value build up to cover delinquent premium payments.

  • Policy can easily be cancelled for non payments because of no cash value buildup to cover missing payments.

  • Policy generally cost more that a term life policy but less that a whole life policy.

To get a Quote on a Guaranteed Universal Life Insurance Policy call one of our Senior Care Licensed Life Insurance Agents at 678-468-5163

 

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Final Expense Life Insurance

Today as you know Funerals are not cheap. The average funeral now cost about $10,000. Do you have that kind of cash sitting around? Does your family have it? This is why you need a final expense life insurance plan. Our senior life insurance plan will provide the financial protection your family needs. You will have no more… Continue Reading

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One Response to No Waiting Period Whole Life Insurance Policy

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What is the difference between a term life insurance policy and a whole life policy?

An active life insurance policy provides a financial safety net for your dependents after you die. After you’re gone, your family can use the life insurance proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. A whole life policy is the most well-known and simplest form of permanent life insurance. A whole… Continue Reading

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Can A Life Insurance Company Deny Paying A Death Claim

Life Insurance Companies Can Deny Paying Death Claim If There Is Fraud In some situations the life insurance policyholder can deny paying a claim, often times if there is fraud involved. For example, if the policyholder knew they suffered from a terminal illness but did not disclose that knowledge to the insurance company, then they… Continue Reading

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How will smoking affect my life insurance premium?

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85.… Continue Reading

How will smoking affect my life insurance premium?

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85.… Continue Reading

What is the purpose of life insurance?

Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine… Continue Reading

MetLife TV AD Rate Comparison

It’s Always Best To Compare Life Insurance Rates You may have just been watching a MetLife TV AD and you promptly call the insurance company to get a quote. You did great! But always keep in mind that Metlife is not the only company that sells final expense or burial insurance policies. Its always best… Continue Reading

Can A Life Insurance Company Deny Paying A Death Claim

Life Insurance Companies Can Deny Paying Death Claim If There Is Fraud In some situations the life insurance policyholder can deny paying a claim, often times if there is fraud involved. For example, if the policyholder knew they suffered from a terminal illness but did not disclose that knowledge to the insurance company, then they… Continue Reading