Category: Senior Life Insurance

August 6, 2021

Senior Care Life Insurance Plan

A Senior Care Life Insurance Plan will provide the financial protection your family needs. You will have no more worries about your burial expenses. As your coverage will last your whole life. With your senior whole life policy you will be able to sleep better at night with one major concern off your mind. For our younger seniors, we now have Term Life Insurance Policy […]

April 13, 2019

Best Rates on our $10000 Whole Life Insurance Policy

At Senior Care Life we have some of the best rates on a Whole Life Policy for seniors between age 50 to age 85. For example if you are a female age 55 you can apply for a $10000 Level Benefit Whole Life Insurance Policy with a monthly premium of only $35.09 with one of our best carriers.$10000 Whole Life Policy At Only $35.09 For […]

March 23, 2018

Final Expense Life Insurance

Today as you know Funerals are not cheap. The average funeral now cost about $10,000. Do you have that kind of cash sitting around? Does your family have it? This is why you need a final expense life insurance plan. Our senior life insurance plan will provide the financial protection your family needs. You will have no more worries about your burial expenses. As your coverage will last your whole life. […]

November 9, 2017

Finding The Best Life Insurance For Seniors

It may be thought that the older you are the more it will cost and the more difficult it is to find the best life insurance for seniors. The fact of the matter is that it is never too late or too difficult to find the best policy for your future final expense plans. Many times, due to being on a fixed income, older age […]

September 12, 2017

How to apply for your senior whole life insurance policy.

Applying for a whole life insurance policy with Senior Care Life is very simple. First step is to Call 678-468-5163 OR fill out the quote request form above. Then one of our licensed Senior Care Life Insurance Agent will call you and ask you a few questions to determine the right policy type for you.  We need to speak with you to determine the right policy […]

July 20, 2017

Best Life Insurance Policies For Seniors

Because seniors are living longer today, in my view a whole life policy provides the best coverage options. I get calls form a lot of seniors who have outlived their term policies and are faced with having no coverage later in life. in my view the best life insurance policies for seniors are whole life insurance policy. A whole life or permanent policy provides coverage for […]

June 29, 2017

How to Access the Cash Value of your Whole Life Policy

The cash value of your whole life policy can be a quick and easy source of money in an emergency situation. You use your cash value to make a down payment on a home purchase or to help pay for college tuition. Every personal situation is unique, and the details of accessing cash value funds are complex, it’s probably best to talk with an insurance […]

June 28, 2017

Can A Life Insurance Company Deny Paying A Death Claim

Life Insurance Companies Can Deny Paying Death Claim If There Is Fraud In some situations the life insurance policyholder can deny paying a claim, often times if there is fraud involved. For example, if the policyholder knew they suffered from a terminal illness but did not disclose that knowledge to the insurance company, then they committed fraud and the policy is subject to cancellation. Fraud or […]

June 27, 2017

What is the purpose of life insurance?

Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine whether there is an insurable interest and whether the insured […]

June 3, 2017

How Long Should It Take To Get Life Insurance Benefits

Depending upon the laws in your state, the life insurance company is required to transfer the first benefit installment to you within 30 to 45 days of the date on which you file your claim. Most life insurance companies pay beneficiaries very promptly after proper notification. As the last thing an insurance company wants is bad publicity about payment claims. If you are one of several […]

April 23, 2017

How will smoking affect my life insurance premium?

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85. Smoking Will Increase The Premium On Your Policy. Your life insurance […]

April 23, 2017

Does my life insurance premium have to be paid monthly?

Q) Does my life insurance premium have to be paid monthly? A) Your monthly premium is the monthly cost of your life insurance policy. You premium does not have to always be monthly. Your premium can also be Quarterly (paid every 3 months), Biannual (paid every 6 months) or annually (paid every year). Most people pay for their life insurance policy on a monthly basis. You can always call the insurance company […]

April 23, 2017

Could you explain the Beneficiary on my life insurance policy?

Q) Could you explain the Beneficiary on the policy? A) The Beneficiary is the person designated to get the proceeds from a life insurance policy. The beneficiary is designated by the owner of the policy which is usually the payer. The owner of the policy would pay a premium on a regular basis such as monthly or as a one lump sum payment. The Insured is the individual with the life […]

April 23, 2017

What is a Level Benefit Policy in life insurance?

Q) What is a Level Benefit Policy? A) A Level Benefit Policy provides full coverage on day one issue of the policy with no waiting. To qualify you do have to answer Some Health Questions on the application. However No Medical Exam is required. A Level Benefit Policy has the lowest and best rate from our carriers. We always try to get you this policy first. Depending on your age and […]

April 23, 2017

What is a Final Expense Policy?

What is a Final Expense Policy? A Final Expense Policy is small whole life policy that is primarily used by the beneficiary to pay burial and other final expenses of the insured. These policies are simplified issue underwritten, meaning there is no medical exam required to apply for coverage. The application process is very easy. The licensed agent will fill out the application with you over the phone. They will ask you the […]

April 23, 2017

I was told my burial insurance policy must be paid to the funeral parlor when I die, is that true?

Q) I was told my burial insurance policy must be paid to the funeral parlor when I die, is that true? A) No! The proceeds of your burial insurance policy will only be paid to the beneficiary listed on your life insurance policy. Level Benefit Whole Life Policy Quote Examples At SeniorCareLife.com We shop the lowest rates in Senior Whole Life Insurance with A rated companies. […]

April 23, 2017

I am a senior in need, how do I get cash from my whole life insurance policy

Q) I am a senior in need, how do I get cash from my whole life insurance policy A) You can get cash from you whole life insurance policy through Withdrawals, Loans, Surrender or a Life Settlement. At SeniorCareLife.com We shop the lowest rates in Senior Whole Life Insurance with A rated companies. In difficult economic times many seniors are finding themselves in need of getting […]

April 23, 2017

I am a senior on dialysis, can I get life insurance coverage?

Q) I am a senior on dialysis, can I get life insurance coverage? A) Yes! You can get life insurance coverage while on dialysis. We shop the lowest rates in Senior Whole Life Insurance with A rated companies. Though many life insurance companies may rate your dependence on dialysis treatment as a high risk condition and deny you coverage. SeniorCareLife.com we have carriers that will […]

December 3, 2016

Golden Memorial Insurance TV AD Commercial – Rate Comparison

Comparing Rates From Golden Memorial Is A Wise Thing Did you just watched a recent TV AD commercial from Golden Memorial Insurance Company? If so, you may have found the commercial very informative on the many reasons you need a life insurance policy to cover your burial expenses. However, despite the great information provided, you need to be wise and compare their rates with other […]