Senior Care Plans That Are Affordable

Our Senior Care Plans are life insurance policies that are affordable and underwritten by top Major Life Insurance Companies. With great ratings by A.M. Best, Moody’s and Standard & Poor’s. We have senior care plans that will cover you regardless of

your health condition. If you are in Good to average health, you could get a Level Benefit Policy. Poor health, a Guaranteed Acceptance Policy.

Get an affordable senior care plan to cover your final expenses. Easy Phone Application Quick Approval. A Licensed Agent Will Assist You. Call 800-308-9840

By getting one of our senior care insurance plan, your loved ones will be protected from today’s high funeral cost. Thereby giving you the peace of mind, knowing that your final expense bills are covered.

Call Direct 1-800-308-9840

Some of our carriers that provide life insurance for seniors only require you to answer health questions, but no medical exam. Other carriers require No Health Questions and No Medical Exam to qualify.

Affordable Senior Care Plan Life Insurance Benefits:

    • Senior care life insurance policy last your whole life
      Senior Care Plans

      Senior Care Plans

    • You policy face value never decrease
    • Your whole life policy builds cash value
    • Permanent Life Insurance
    • Your monthly premium (payments) will never increase
    • You can never outlive your policy
    • Pays your beneficiary as long as premiums have been paid
    • Senior care plan cannot be revoked by the insurance company
    • Guaranteed Death Benefit
    • Level Premiums
    • Policy cannot be cancelled except for non payment

You Can Get A Senior Care Plan

We have affordable senior life insurance plans with great rates. Fill out the contact form above for a Quick Quote from a Licensed Senior Care Life Insurance Professional in Your State. Your policy can cost as little as $1 a day.

Senior Care Plan – No Health Questions

As a senior on a tight budget and having to face today’s high cost of living, any money saved with one of our senior care plans will help you in reducing your over all monthly expenses. Your senior life insurance agent will know about the insurance companies underwriting criteria and requirements for your life insurance coverage. As with some of our senior care plans you will have No Health Questions or medical exam to qualify for coverage. By just answering a few health questions you can get coverage with a low cost level death benefit Life insurance policy. If you have been diagnosed with a major medical condition you still have options as we have policies that require no health questions. These policies guarantee your coverage.

NO Medical Examination Required

While a guaranteed acceptance life insurance policy or a Graded benefit policy usually cost a bit more than a standard level benefit policy, you will not have to worry about the possibility of being rejected due to your health issues, as there are no medical questions required to qualify for coverage. By working with an agent who specializes in these types of senior care plans, you will increase your chances of finding the most affordable coverage. To get life insurance coverage while you have a major medical condition talk with us. We will to get you the lowest rates possible with great companies. Keep in mind that you will not have to submit to a doctor’s medical examination and in some cases will not need to submit any information about your health condition. Our agents will assist you in obtaining the coverage you need at a rate you can afford.

Remember, we can always get you a senior Whole Life Insurance Policy with No Medical Exam even if you have illnesses. You may qualify for:

While there is no specific type of life insurance policy exclusively for seniors, there are life insurance options that can help cover senior final expense costs or provide financial support for your loved ones. Here are a few affordable life insurance options to consider:

  1. Final Expense Insurance: Final expense insurance, also known as burial insurance or funeral insurance, is designed to cover the costs associated with a person’s funeral, burial, or cremation. These policies are typically smaller face value policies, ranging from a few thousand dollars to tens of thousands of dollars. Final expense insurance policies often have simplified underwriting and can be more accessible for seniors.
  2. Guaranteed Issue Life Insurance: Guaranteed issue life insurance is a type of life insurance that does not require a medical exam or health questionnaire. As long as you meet the age requirements (typically 50-85), you are guaranteed acceptance. However, these policies often have lower coverage amounts and higher premiums.

  3. Modified or Graded Benefit Life Insurance: Modified or graded benefit life insurance policies may be an option for seniors who have pre-existing health conditions that could disqualify them from traditional life insurance. These policies typically have a waiting period before the full death benefit is payable, usually two to three years. Premiums may be higher compared to other types of life insurance.

  4. Prepaid Funeral Plans: Prepaid funeral plans allow individuals to prepay for their funeral expenses directly. These plans can alleviate the financial burden on loved ones after the insured passes away. However, it’s crucial to research the terms and conditions of prepaid funeral plans and choose reputable providers.

When searching for affordable senior care life insurance plans, it’s recommended to compare quotes from different insurance providers, considering factors such as premiums, coverage amounts, policy terms, and any exclusions or limitations. Consulting with a licensed insurance agent or financial advisor who specializes in senior life insurance can also provide valuable guidance in finding the most suitable and affordable option for your specific needs.

If you have already requested your senior care plan quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your whole life insurance policy.

Call Direct at Senior Care Life 1-800-308-9840