When you surrender your life insurance policy the policy is automatically null and void, without recourse for reinstatement. Since life insurance premiums go up as we age, you will not be able to reinstate the old policy because the rates charged on that policy are no longer valid. If you later decide that you need life insurance again, you will have to reapply for new coverage, even if you purchase from the same insurer. What about a new whole life policy, can I get my money back?
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Licensed Life Insurance Agents. Call 678-468-5163
Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.