Life Insurance Coverage With Heart Failure Medical History
As a senior, if you are seeking life insurance coverage after Congestive Heart Failure we can help. Some life insurance companies may not provide coverage if you have had Congestive Heart Failure, due to their underwriting risk assessment. However our A+ Rated life insurance carriers will provide you with low cost life insurance coverage if you have had Congestive Heart Failure. Fill out our Contact Form to request life insurance coverage if you have had Congestive Heart Failure or other medical issues.
Some symptoms associated with Congestive Heart Failure:
- Shortness of breath (dyspnea)
- Fatigue and weakness
- Swelling (edema) in the legs, ankles and feet
- Rapid or irregular heartbeat
- Reduced ability to exercise
- Persistent cough or wheezing
- Swelling of your abdomen (ascites)
- Sudden weight gain from fluid retention
- Lack of appetite and nausea
- Difficulty concentrating or decreased alertness
- Sudden, severe shortness of breath
You Can Get Life Insurance Coverage
If you have had Congestive Heart Failure
With your Congestive Heart Failure medical condition under proper treatment you may possibly even get coverage with a low cost Whole Life insurance policy. Our agents will assist you in obtaining the coverage you need at a rate you can afford. Your agent will know about the insurance companies underwriting criteria and requirements for life insurance coverage with Congestive Heart Failure. With Congestive Heart Failure you can also help to improve you health condition by taking your medication as prescribed by your doctor and keep up with your doctor visits. People with Congestive Heart Failure can recover and lead a full and normal life if their condition is detected early and properly treated. By showing the insurance company that you have been taking care of your Congestive Heart Failure medical condition, you may qualify for a lower monthly premium. If you have been diagnosed with Congestive Heart Failure and need life insurance, one of the most important steps you can take toward getting coverage is to work with a life insurance agent who specializes in obtaining life insurance coverage for people with you condition. In addition to working with an agent who specializes in Congestive Heart Failure life insurance coverage. To get life insurance coverage with Congestive Heart Failure you need to talk with a life insurance agent that have the necessary connections with the right type of insurance companies. We do our best in getting you the lowest cost coverage for your condition. Our Agents at SeniorCareLife specialize in knowing the most affordable coverage options with the best life insurance companies for your condition.
By working with an agent who specializes in this type of life insurance, you will increase your chances of finding the most affordable coverage. With today’s high medical cost, any money saved will help in reducing your over all monthly expenses in managing your Congestive Heart Failure medical condition. In fact, the longer you are in good health, the greater your chances are of qualifying for a more affordable whole life insurance policy. Even If your health condition with Congestive Heart Failure is deteriorating and you are concerned that you will not qualify life insurance, you can still get coverage. Congestive Heart Failure treatment can be successful if the condition is detected early and proper treatment started early. As with some of our policies you will not have any health questions or medical exam to qualify for coverage. There are also things you can do to help getting affordable coverage, like doing your best to stay healthy and avoid smoking. You can always get coverage with a Guaranteed Acceptance Whole Life Insurance Policy regardless of your medical condition. However while a guaranteed life insurance policy or a Graded benefit policy typically usually cost a bit more than traditional standard life insurance policies, you will not have to worry about the possibility of being rejected due to your health issues. It is very important that you do your best to maintain good health in order to qualify for the best rate. When applying for a standard life insurance policy, graded benefit coverage or a guaranteed life insurance policy with any of our carriers, keep in mind that you will not have to submit to a doctor’s medical examination and in some cases will not need to submit any information about your health condition. You can also keep your life insurance qualifying costs down by having regular physicals and doctor checkups.
We can also get you a Whole Life Insurance Policy with No Medical Exam. Depending on how long you have had your heart failure, you may also qualify for:
- Standard Life Insurance Coverage or
- Substandard Life Insurance Coverage or
- Graded Benefit Life Insurance Coverage or
- Modified Benefit Life Insurance Coverage
If you have already requested your senior whole life insurance quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your whole life insurance policy.