Q) Could you explain the Beneficiary on the policy?
A) The Beneficiary is the person designated to get the proceeds from a life insurance policy. The beneficiary is designated by the owner of the policy which is usually the payer. The owner of the policy would pay a premium on a regular basis such as monthly or as a one lump sum payment. The Insured is the individual with the life insurance coverage. The Insurer (life insurance company) provides the life insurance coverage on the insured for a premium.
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