Life Insurance Coverage with Irregular Heartbeat
Life insurance is one of the most important purchases that you’ll ever make for your family, and an irregular heartbeat shouldn’t keep you from getting the protection that your family deserves. If you’ve been told that you can’t be accepted for a life insurance policy because of your irregular heartbeat, don’t believe it. If you have any type of adverse health condition, from an Irregular Heartbeat to Diabetes, it can be more difficult to qualify for life insurance.
However there are several options for you in getting quality and affordable life insurance at Senior Care Life.
You certainly don’t need to be concerned about obtaining affordable life insurance with an irregular heartbeat as there are several options for you. If you apply for coverage through the right source, you’ll find that your chances for approval can improve a great deal. This is because certain agencies specialize in working with what is referred to as higher risk life insurance cases. Because of this, they know which insurance companies are more likely to accept applicants who possess various health conditions, as well as how to go about submitting the proper paperwork so that the application and underwriting process progresses smoothly.
As a senior, if you are seeking life insurance coverage with having Irregular Heartbeat we can help. Some life insurance companies will not provide coverage if you have Irregular Heartbeat, due to their underwriting risk assessment. However our A+ Rated life insurance carriers will provide you with low cost life insurance coverage (With No Medical Exam) if you have Irregular Heartbeat. Fill out our Contact Form to request life insurance coverage if you have Irregular Heartbeat or other medical issues.
Some symptoms or cause associated with Irregular Heartbeat:
- Coronary artery disease
- Electrolyte imbalances in the blood
- Changes in your heart muscle
- Injury from a heart attack
- Healing process after heart surgery
- Premature atrial contractions
- early extra beats
- Premature ventricular contractions
- skipped heartbeat
- Too much caffeine or nicotine
You Can Get Life Insurance Coverage
If you have Irregular Heartbeat
Insurance Company Underwriting Risk With Irregular Heartbeat
The less risk you are to the insurance company to insure, the lower premiums you’ll pay. This will help them to make a more informed decision regarding whether or not to accept you for coverage. For example, do you exercise regularly and eat healthy meals? If you want to save money on your plan, you’ll need to improve your health Knowing this will also help them in determining how well you are managing your irregular heartbeat condition on a regular, ongoing basis.
When you do an application for life insurance with an irregular heartbeat, the underwriters who analyze your application will want to know certain information about your particular health condition. By putting all of this information together, the underwriters will be able to obtain a clearer overall picture of your health condition, and will then make a determination of whether you are an acceptable risk for coverage. In addition, the life insurance underwriters will also want to get a good idea of the type of lifestyle that you lead. With this in mind, it is always best to provide the underwriters with as much information as possible.
Health Questions The Underwriter Will Consider In Determining Coverage
- How is your irregular heart beat condition being treated?
- How long have you had the condition and when was it diagnosed?
- Are you suffering form any other health conditions such as diabetes or high blood pressure?
- What medications are you taking for your irregular heart beat?
- Medical testing you have have, such as a Resting EKG or Echocardiogram, and when were they performed?
- How often do you see your doctor?