Migraines Life Insurance Coverage
What are Migraines?
Migraines are very severe headaches and are typically treated with anti-nausea drugs and abortive or preventive medications. They can be so severe that they can restrict normal activity, and have even been linked to other health conditions, including depression. Migraines can result in nausea, vomiting, and sensitivity to light. Pain relievers have mixed results, depending on the nature and severity of the migraines. A migraine headache can last anywhere from several hours up to several days. Migraines can cause severe headaches that are accompanied by increasing throbbing or pulsing pain. The exact cause of migraines is not known, but they’re believed to be the result of a large number of factors.
Life Insurance Coverage with Migraines.
As a senior, if you are seeking life insurance coverage with having migraines, our A+ Rated life insurance carriers will provide you with low cost coverage – With No Medical Exam Required. Fill out our Contact Form to request life insurance coverage if you have Migraines or other medical issues.
Factors Underwriters Consider In Determining Life Insurance Coverage With Migraine
- What medications you are on.
- When you were first diagnosed.
- How often you need treatment.
- Any hospitalized for your migraines.
- Your Age.
- Other medical conditions you may have
If you’re experiencing severe migraines on regular basis, are in need of regular treatment, and have had to be hospitalized, you may be given below standard rates, which means that your premiums will be much higher. That means you’ll pay a little bit more for your premium. If you have had migraines more recently, and have had to seek treatment or are on an ongoing drug therapy, you can usually still get life insurance, but you’ll be given a standard rating. This level of the condition will make you eligible for the best premium rates on your life insurance policy. Your condition may be deemed to be mild if you have had migraines in the past, but did not need to seek medical treatment, and have not had them within the past few years. But if you have testing done to rule out more serious problems, such as tumors, you may still qualify for the standard rate.
You Can Get Life Insurance Coverage
If you have Migraines
If you have Migraines or have any other illnesses, fill out the contact form above for a Quick Quote from a Licensed Senior Life Insurance Professional in Your State. Your policy can cost as little as $1 a day.
Getting Life Insurance With Migraines
People with Migraines can lead a full and normal life if their condition is detected early and properly treated. When applying for a policy with any of our carriers, keep in mind that you will not have to submit to a doctor’s medical examination and in some cases no health questions required about your health condition. With today’s high medical cost, any money we can help you save on your policy will help in reducing your over all monthly expenses in managing your Migraine health condition.
Your agent will know about the insurance companies underwriting criteria and requirements for life insurance coverage with Migraine. By working with an agent who specializes pre-existing medical conditions, you will increase your chances of finding the most affordable coverage. You can also help to improve you health condition by taking your medication as prescribed by your doctor and keep up with your doctor visits. Our agents will assist you in obtaining the coverage you need at a rate you can afford. You can also keep your life insurance qualifying costs down by avoiding smoking. We do our best in getting you the lowest cost coverage for your condition.
It is very important that you do your best to maintain good health in order to qualify for the best rate. Our Agents at SeniorCareLife specialize in knowing the most affordable coverage options with the best life insurance companies for your condition. Even If your health condition with Migraines is deteriorating and you are concerned that you will not qualify life insurance, you can still get coverage.
Getting A Guaranteed Issue Life Insurance Policy To Avoid Medical Questions
You can always get coverage with a Guaranteed Acceptance Whole Life Insurance Policy regardless of your medical condition. The advantage of this type of policy is that there’ll be no medical exam, and no health questions. Guaranteed issue life insurance costs more than regular term life insurance on a per thousand basis. If you die within the first two or three years of the policy, your beneficiaries will receive either the premiums you paid, or a portion of the death benefit – which will depend on the company that issues the policy.
Only after the waiting period will your beneficiaries be entitled to the full face amount of the policy. Guaranteed issue life insurance is not the perfect life insurance solution, but it’s far better than the alternative – which is to have no life insurance at all. There is also a waiting period to collect death benefits on this kind of policy. This means that you will be able to get a policy without disclosing the fact that you have a severe migraine condition. The amount of the policy is generally limited to $25,000 for most companies.
If you have already requested your senior whole life insurance quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your whole life insurance policy.