As a senior, if you are seeking Cerebral Palsy Life Insurance Coverage we can help. Some life insurance companies may not provide coverage if you have Cerebral Palsy, due to their underwriting risk assessment. However our A+ Rated life insurance carriers will provide you with low cost life insurance coverage if you have Cerebral Palsy. Fill out our Contact Form to request life insurance coverage if you have Cerebral Palsy or other medical issues.
Call a Senior Care Life Licensed Agent at 678-468-5163 or Toll Free 888-684-1344.
Life Insurance With Cerebral palsy
Life insurance companies issue and deny policies based on the risk of early demise. This is good news as far as getting a life insurance is that you can get coverage. For most insurance companies, the higher chance you have of dying earlier than your peers, the more likely the insurance company will will be rejected your coverage. Every case of cerebral palsy is different, and in some cases you may have a shorter life expectancy than other people your age or other people with cerebral palsy. This is a question that both you and your life insurance company will want to try to figure out. At Senior Care Life you can get Life Insurance With Cerebral palsy. Call 678-468-5163 for a Free Quote. No Medical Exam Required.
About Cerebral palsy
Cerebral palsy is not a genetic disorder, but it occurs at birth or very early on. There multiple types of cerebral palsy, depending on the type of movement problem. It can happen due to Jaundice, Infection, Trauma of birth, Lack of oxygen during birth, Rh incompatibility between child and mother, Head injury, Breech birth, Low birth weight, Newborn seizures. For example, spastic cerebral palsy is when muscles are stiff to move and reflexes and range of movement are overstated. Cerebral palsy is a disorder that affects a person’s control over movement.
Some symptoms associated with Cerebral Palsy:
- Variations in muscle tone
- Stiff muscles and exaggerated reflexes
- Stiff muscles with normal reflexes
- Lack of muscle coordination
- Tremors or involuntary movements
- Slow, writhing movements (athetosis)
- Delays in reaching motor skills milestones
- Difficulty walking, such as walking on toes
- Excessive drooling or problems with swallowing
- Delays in speech development or difficulty speaking
- Difficulty with precise motions, such as picking up a crayon
You Can Get Life Insurance Coverage
If you have Cerebral Palsy
Is it difficult getting life insurance with Cerebral palsy?
For most companies it is difficult getting coverage. Of course, there life insurance companies that will cover you regardless of your medical condition. You should be prepared to pay at least a minimum premium for your life insurance policy. Life insurance companies will consider every aspect of your life and health—not just your cerebral palsy. The reason for this is because no two people are alike. For those with a more severe case of cerebral palsy, choosing burial life insurance from among the top final expense companies for life insurance may be the best (and only) option. Even in the best case scenario that you show very few motor, perceptual or cognitive symptoms, it will be quite unlikely that you will get a standard rating. Because of these variables, some life insurance companies will deny you coverage while other’s will provide you with a Guaranteed Acceptance Whole Life insurance policy that requires no health questions and no medical exam. If you have been rejected before, the good news is that there may be a life insurance company out there that will underwrite your life insurance policy. While there are definitely some life insurance companies that are better for patients with cerebral palsy than others, there’s no such thing as the perfect life insurance company for cerebral palsy patients. Will every life insurance company treat me the same? The bad news is, it’s difficult for the average person to know which life insurance policy is the most suitable for him or her.
If you have Cerebral Palsy or any other illnesses, fill out the contact form above for a Quick Quote from a Licensed Senior Life Insurance Professional in Your State. Your policy can cost as little as $1 a day.
Our agents will assist you in obtaining the coverage you need at a rate you can afford. As with some of our policies you will not have any health questions or medical exam to qualify for coverage. There are also things you can do to help getting affordable coverage, like doing your best to stay healthy avoid smoking. With your Cerebral Palsy under proper treatment you may possibly even get coverage with a low cost Standard Whole Life insurance policy. It is very important that you do your best to maintain good health in order to qualify for the best rate. Even If your health condition with Cerebral Palsy is deteriorating and you are concerned that you will not qualify life insurance, you can still get coverage. To get life insurance coverage with Cerebral Palsy you need to talk with a life insurance agent that have the necessary connections with the right type of insurance companies.
Getting A Guaranteed life Insurance Policy with Cerebral palsy.
We do our best in getting you the lowest cost coverage for your condition. While a guaranteed life insurance policy usually cost a bit more than a standard life insurance policy, you will not have to worry about the possibility of being rejected due to your health issues. With today’s high medical cost, any money saved will help in reducing your over all monthly expenses in managing your Cerebral Palsy health condition. If you have been diagnosed with Cerebral Palsy and need life insurance, one of the most important steps you can take toward getting coverage is to speak with a life insurance agent who specializes in obtaining coverage for people with that condition. Your agent will know about the insurance companies underwriting criteria and requirements for life insurance coverage with Cerebral Palsy. By working with an agent who specializes in this type of life insurance, you will increase your chances of finding the most affordable coverage.
Get A Whole Life Insurance Policy With Cerebral palsy.
At Senior Care Life we can get you a Whole Life Insurance Policy with No Medical Exam and No Health Questions if you have Cerebral palsy. Our Agents specialize in knowing the most affordable coverage options with the best life insurance companies for your condition. Remember, with us you can always get coverage with a Guaranteed Acceptance Whole Life Insurance Policy. If you have already requested your senior whole life insurance quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your whole life insurance policy.