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Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Call Toll Free (800) 398-0254 Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine whether there is an insurable interest […]

The amount of time it takes to get life insurance benefits depends on a few factors, including: Call Toll Free (800) 398-0254 Benefit payment will take longer if there is an investigation However, there may be some exceptions to this timeline. For example, if the insurance company needs to conduct an investigation, it may take longer to process the claim. You Need to file a benefits claim […]

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85. Call Toll Free (800) 398-0254 Smoking Will Increase The Premium On […]

Q) Does my life insurance premium have to be paid monthly? A) Your monthly premium is the monthly cost of your life insurance policy. You premium does not have to always be monthly. Your premium can also be Quarterly (paid every 3 months), Biannual (paid every 6 months) or annually (paid every year). Most people pay for their life insurance policy on a monthly basis. You can always call the insurance company […]

Q) Could you explain the Beneficiary on the policy? A) The Beneficiary is the person designated to get the proceeds from a life insurance policy. The beneficiary is designated by the owner of the policy which is usually the payer. The owner of the policy would pay a premium on a regular basis such as monthly or as a one lump sum payment. The Insured is the individual with the life […]

Q) What is a Level Benefit Policy? A) A Level Benefit Policy provides full coverage on day one issue of the policy with no waiting. To qualify you do have to answer Some Health Questions on the application. However No Medical Exam is required.  Call Toll Free (800) 398-0254 A Level Benefit Policy has the lowest and best rate from our carriers. We always try to get you […]

A Final Expense Policy is small whole life policy that is primarily used by the beneficiary to pay burial and other final expenses of the insured. These policies are simplified issue underwritten, meaning there is no medical exam required to apply for coverage. Call Toll Free (800) 398-0254 The application process is very easy. The licensed agent will fill out the application with you over the phone. They will ask […]

Q) I was told my burial insurance policy must be paid to the funeral parlor when I die, is that true? A) No! The proceeds of your burial insurance policy will only be paid to the beneficiary listed on your life insurance policy. Call Toll Free (800) 398-0254 Level Benefit Whole Life Policy Quote Examples At SeniorCareLife.com We shop the lowest rates in Senior Whole Life Insurance […]

Q) I am a senior in need, how do I get cash from my whole life insurance policy A) You can get cash from you whole life insurance policy through Withdrawals, Loans, Surrender or a Life Settlement. Call Toll Free (800) 398-0254 At SeniorCareLife.com We shop the lowest rates in Senior Whole Life Insurance with A rated companies. In difficult economic times many seniors are finding themselves […]

Q) I am a senior on dialysis, can I get life insurance coverage? A) Yes! You can get life insurance coverage while on dialysis. We shop the lowest rates in Senior Whole Life Insurance with A rated companies.Though many life insurance companies may rate your dependence on dialysis treatment as a high risk condition and deny you coverage. Call Toll Free (800) 398-0254 At SeniorCareLife.com we […]

Q) I am a senior can you tell me what is a graded benefit life insurance policy? A) In most graded benefit policies the Death Benefit is limited to return of premium plus 10% of the face amount if death occurs within the first two years. Full face amount paid if death occurs after the second year. Full face amount at any point if death is due to […]