Category: Universal Life Insurance

October 19, 2018

Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Insurance Policy?

You may ask “Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Policy?” What are my options if I do not want cash value in my whole life policy, and want to reduce my whole life policy premium cost? What if I also dislike a term insurance policy because of the lack of long term guaranteed level premiums. A possible solution […]

* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 800-308-9840

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 800-308-9840

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Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

What options do I have if there is no money for burial?
If you have no money saved up for burial and have no burial insurance plan you may want to look at all possible options. According to the National Funeral Directors Association, The average funeral costs $7,181. That $7,181 includes a viewing and burial, embalming, hearse, transfer of remains, service fee and more. If you know the inevitable is coming, prepaying can help you find more time to gather […]
What is the purpose of life insurance?
Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine whether there is an insurable interest and whether the insured […]
What is the difference between a term life insurance policy and a whole life policy?
Term life insurance and whole life insurance are two common types of life insurance policies, and they differ in terms of their coverage duration, cost, features, and benefits. Here’s a breakdown of the key differences between the two: Term Life Insurance: Call Direct 1-800-308-9840 Permanent whole life insurance is more complex and tends to cost more than term life insurance. Whole life policies also offers additional […]
What Is Living Benefits Life Insurance?
Living benefits life insurance is a type of life insurance policy that allows the policyholder to access some or all of the death benefit while they are still alive. This can be done through a variety of riders, such as: Call Direct 1-800-308-9840 Living benefits life insurance can be a valuable tool for people who are facing a serious illness or who need financial assistance to […]
What is a Level Benefit Policy in life insurance?
Q) What is a Level Benefit Policy? A) A Level Benefit Policy provides full coverage on day one issue of the policy with no waiting. To qualify you do have to answer Some Health Questions on the application. However No Medical Exam is required. A Level Benefit Policy has the lowest and best rate from our carriers. We always try to get you this policy first. Depending on your […]