Affordable senior life insurance is a necessity with todays ever increasing cost of living.

Affordable senior life insurance is a necessity with todays ever increasing cost of living. Having this affordable coverage is the beat way to manage your bills and financially preserve the efforts of your hard work. Making funds available for your family in the future. Later in life, you may look back and say, “I have something to pass on to my kids when I die”. That kind of peace of mind will make you sleep better at night. No worrying about how your funeral will be paid for and where is the money to pay for all your final expenses and bills. Also, if you have a large policy, you will feel even better knowing that you will be leaving a legacy for your family.

Call a Senior Care Life Licensed Agent at 678-468-5163 or Toll Free 888-684-1344.

How Senior Life Insurance Benefits Are Paid

If you pass away suddenly, your family members could be responsible for some major expenses, especially if as a senior you don’t have life insurance to help shoulder the burden. Your life insurance benefits are paid in the form of a lump sum payment to the beneficiary and are generally non-taxable, so your beneficiaries can use those funds as they choose. The proceeds are not paid to the funeral parlor unless it is listed as the beneficiary.

Life Insurance Protect Your Family

A life insurance policy can protect your family from funeral and death expenses, medical bills, and other outstanding debts such as mortgage payments, credit card bills and personal or business loans. Even if you are a senior up to age 85, you can get life insurance to protect your family. When you are considering buying a policy it is important to compare prices and find the right fit for you. Having your family depend on social security death benefits is not a good idea, as many survivors discover, it takes time to amend the Social Security benefits and begin receiving assistance. In reality, life insurance is simply an excellent way for seniors to protect their families from becoming financially burdened with end of life expenses.

How You Can Get Life Insurance at Senior Care Life

As a senior, if you are looking for Affordable life insurance coverage with No Medical Exam, we can help you. At Senior Care Life we have companies that will provide affordable life insurance coverage for seniors regardless of your health condition. Our A+ Rated and best life insurance companies will provide you with coverage regardless of your illness or condition. Fill out our Contact Form to request a quote on affordable life insurance coverage – NO Medical Exam required. Qualifying Age 50 – 85.

Can you get life insurance if you are age 65, 75 or even 85?

All life insurance companies that sell policies to seniors have qualifying age requirements. The age requirements can vary from company to company. In other words some companies will not sell you a policy if you are older that 75. While other companies will sell you a policy up to age 85. For most life insurance companies marketing to seniors, you can get a policy if you are at retirement age 65. If you are seeking a term policy, you can buy the policy for a specified time period if you meet the age requirements. Both term and permanent life insurance policies are available for seniors if you qualify.

Keep in mind that if you reach the cut-off age for a term policy, there are permanent whole life insurance options available for you. Some companies can provide you with life insurance coverage – qualifying age up to 85. There are varieties of age-limited universal life insurance policies you can purchase that have similar features to a term life insurance policy. It is very important to remember that there are limitations when it comes to buying term life insurance. As after the term guaranteed period has expired, you may no longer have coverage and if an extension is available, you may get it at extremely high premium cost.

How Important Is Life Insurance For Seniors

Life insurance for senior citizens can be very important if you’re planning your estate or family trust. If you have business obligation, you may need funds readily available for the business to continue operation when you are gone. If there is insufficient retirement savings available to your survivors, they may experience the impact from your loss of income. You may have kids in college who are dependent on you. They will need financial protection, that can be made available with a life insurance policy.

One of the most important reason for life insurance is Income Replacement. If you’re retired, your spouse may be financially dependent on your pension income. If you pass away, your pension could cease as well, leaving your spouse in a difficult financial situation. Your life insurance benefits may also be required to pay off any existing debts such as medical or funeral expenses or outstanding loans. If you have children, you may want to leave behind a financial legacy. Life insurance can help to provide that legacy for your dependents.

If you need an affordable life insurance policy with NO Medical Exam, fill out the contact form above for a Quick Quote from a Licensed Senior Life Insurance Professional in Your State. Your policy can cost as little as $1 a day.

No Medical Exam to qualify.

Please Note: At Senior Care Life we are Licensed Life Insurance Agents who specialize in affordable senior life insurance. Your agent will know about the best insurance companies that can provide you with affordable coverage that require No Medical Exam to qualify. We do our best in getting you the lowest cost coverage for your condition with a policy. If you have been diagnosed with a life threatening Disease and need affordable life insurance, one of the most important steps you can take toward getting coverage is to work with a life insurance agent who specializes in obtaining life insurance coverage for people with your condition.

We can get you an affordable Level Benefit policy that only require you to answer a few health questions with no medical exam for an even better rate – saving you money. The agent will assist you in obtaining the coverage you need at a rate you can afford. Even If your health condition is deteriorating and you are concerned that you will not qualify life insurance, you can still get life insurance coverage.

No Health Questions Policies Available For seniors

Regardless of your Disease treatment you can get coverage with a low cost Whole Life insurance policy. Remember, you can always get affordable coverage with a Guaranteed Acceptance Whole Life Insurance Policy with no health questions or medical exam. Our job is to save you money which will help in reducing your over all monthly expenses as you managing your condition. Our Agents at SeniorCareLife specialize in Knowing the most affordable coverage options with the best life insurance companies for your condition Remember, you will not have any medical exam and for some policies, no medical exam to qualify..

Features of our Affordable Senior Whole Life Insurance Policy:

- Your policy last your whole life
  Affordable senior life insurance
- You policy face value never decrease
- Your whole life policy builds cash value
- Permanent Affordable Life Insurance
- Your monthly premium (payments) will never increase
- No Medical Exam Required to qualify
- Pays your beneficiary as long as premiums have been paid
- Policy cannot be revoked by the insurance company
- Guaranteed Death Benefit
- Level Premiums
- Policy cannot be cancelled except for non payment

You Get Affordable Life Insurance Coverage
With No Health Questions

We can also get you a Whole Life Insurance Policy with No Health Questions or Medical Exam even if you have other major illnesses. You may qualify for:

If you have already requested your senior whole life insurance quote, our agents will call you back soon as possible to discuss your condition and give you a free no obligation quote on your whole life insurance policy.

* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 800-308-9840

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 800-308-9840

Email Us

Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

What options do I have if there is no money for burial?
If you have no money saved up for burial and have no burial insurance plan you may want to look at all possible options. According to the National Funeral Directors Association, The average funeral costs $7,181. That $7,181 includes a viewing and burial, embalming, hearse, transfer of remains, service fee and more. If you know the inevitable is… Read more: What options do I have if there is no money for burial?
What is the purpose of life insurance?
Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine… Read more: What is the purpose of life insurance?
What is the difference between a term life insurance policy and a whole life policy?
Term life insurance and whole life insurance are two common types of life insurance policies, and they differ in terms of their coverage duration, cost, features, and benefits. Here’s a breakdown of the key differences between the two: Term Life Insurance: Call Direct 1-800-308-9840 Permanent whole life insurance is more complex and tends to cost more… Read more: What is the difference between a term life insurance policy and a whole life policy?
What Is Living Benefits Life Insurance?
Living benefits life insurance is a type of life insurance policy that allows the policyholder to access some or all of the death benefit while they are still alive. This can be done through a variety of riders, such as: Call Direct 1-800-308-9840 Living benefits life insurance can be a valuable tool for people who are… Read more: What Is Living Benefits Life Insurance?
What is a Level Benefit Policy in life insurance?
Q) What is a Level Benefit Policy? A) A Level Benefit Policy provides full coverage on day one issue of the policy with no waiting. To qualify you do have to answer Some Health Questions on the application. However No Medical Exam is required. A Level Benefit Policy has the lowest and best rate from our carriers. We… Read more: What is a Level Benefit Policy in life insurance?