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Low Cost Senior Whole Life Insurance

Call 678-468-5163 for Quotes on $5000, $10000, $15000, $20000, or $25000.

NO MEDICAL EXAM TO QUALIFY

Insurance Agent Licensed In Your State


GET A FREE QUOTE - Call 678-468-5163 OR 888-684-1344

2 Whole Life Policy Options

  1. Level Benefit: (NO Waiting Period) Health Questions Only

  2. Guaranteed Acceptance: NO Health Questions to qualify

Get A Free Quote For $5000, $10000, $15000, $20000, or $25000.

Some Senior Care Plans Have No Health Questions.

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* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 678-468-5163

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 678-468-5163

Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

Category Archives: Uncategorized

What options do I have if there is no money for burial?

If you have no money saved up for burial and have no burial insurance plan you may want to look at all possible options. According to the National Funeral Directors Association, The average funeral costs $7,181. That $7,181 includes a viewing and burial, embalming, hearse, transfer of remains, service fee and more.  If you know the inevitable is coming, prepaying can help you find more time to gather the money, and get the financial stress out of the way now.

To help reduce you funeral cost your loved ones could bring in their own flowers rather than buying them through the funeral home. Prepaying you funeral cost can be advantageous for low-income individuals facing late-life health issues by reducing their assets and allowing them to become eligible for Medicaid. You can usually pay in installments or all at once, you may want to time it a year or two before a death rather than, say, 10 years. If there’s time, prepay the funeral expenses may be a good option if you have no life insurance.

Some people are now pondering the thought of donating their bodies to science. Keep in mind that donating your body to science is different from donating organs as normally organs are taken then the body is preserved for the funeral. So if you are going to donate your body, you can’t also be an organ donor as researchers don’t want your body without the organs. Some research facilities are now offering an annual memorial service for those who have donated their body to medical science. If you prefer not to receive an urn of ashes, many will put the body in a repository for bones or bodies of the dead.

It may be strange to some, but there’s no question that people who leave their body to medical science are doing a service, and most medical research facilities that accept bodies handle all of the transportation and burial costs. Many of your costs (and sometimes all) can drop to 0 if you think a little differently about death.

   

No one generally wants to consider that after a lifetime of scrounging, you can’t afford to pay your final expense bill? Most funeral homes won’t honor prepaid verbal or written commitments with no burial expense paid. Despite the many honest and ethical funeral homes, there are cases where people have been billed for expenses after the funeral.

To save money you can also opt for a 20-gauge steel casket, which is priced closer to $1,000, or a cloth-covered casket, which can be found in the $500 range. If you’re low on funds, funeral directors get it, and the best of them will steer you to inexpensive alternatives. There are cheaper caskets than the many that go for $2,000 or $3,000 and higher.

Cremation is considerably cheaper than an open funeral. Like pre-planning a funeral, this is a decision best made before death. Without the memorial service, an average cremation is $725. The average cost, according to the Cremation Association of North America, is $1,650, which includes a memorial service. Costs also rise, and not all prepayment plans keep prices locked in.

How to apply for your senior whole life insurance policy.

Applying for a whole life insurance policy with Senior Care Life is very simple. First step is to Call 678-468-5163 OR fill out the quote request form above. Then one of our licensed Senior Care Life Insurance Agent will call you and ask you a few questions to determine the right policy type for you.  We… Continue Reading

Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Insurance Policy?

You may ask “Should I get a Guaranteed Universal Life Insurance Policy OR a Whole Life Policy?” What are my options if I do not want cash value in my  whole life policy, and want to reduce my whole life policy premium cost? What if I also dislike a term insurance policy because of the… Continue Reading

How Do I File A Life Insurance Claim?

Get The Name Of The Life Insurance Company Find the name of the life insurance company you have the policy with.  You don’t need the policy in hand to make your claim, or even the policy number. If you know the name of your life insurance company, or the name of the agent who sold… Continue Reading

What Is Living Benefits Life Insurance?

Living benefits are most often associated with permanent cash value life insurance. A Permanent or Whole Life insurance policy can do this because they build equity or “cash value. The policy cash value accumulates over the life of the policy. This accumulation of equity, along with tax advantages available with a permanent whole life insurance… Continue Reading

Final Expense Life Insurance

Today as you know Funerals are not cheap. The average funeral now cost about $10,000. Do you have that kind of cash sitting around? Does your family have it? This is why you need a final expense life insurance plan. Our senior life insurance plan will provide the financial protection your family needs. You will have no more… Continue Reading