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Low Cost Senior Whole Life Insurance

Call 678-468-5163 for Quotes on $5000, $10000, $15000, $20000, or $25000.

Insurance Agent Licensed In Your State

NO MEDICAL EXAM TO QUALIFY

Some Senior Care Plans Have No Health Questions.

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* Up to $25,000 in Immediate Death Benefit for seniors.

* Get more than $25,000 if you qualify. Call Direct 678-468-5163

* Low Cost Whole Life Insurance final expense policy.

* Your Low Monthly Premium will never increase.

* Face value benefit amount will never decrease.

* No Medical Exam for you to qualify for coverage.

* Senior Care Plan will never cancel because of age.

* Life Insurance Policy Builds Cash Value and loan value for borrowing.

* Coverage last your whole life and will never change.

* Seniors Up To Age 85 Qualifies for coverage.

Licensed Life Insurance Agents. Call 678-468-5163

Appointments: Mutual Of Omaha, AIG, Gerber, American National, Cigna.

Category Archives: Senior Life Insurance

What is the purpose of life insurance?

Life insurance is a contract between an individual with an insurable interest and a life insurance company to transfer the financial risk of a premature death to the insurer in exchange for a specified amount of premium. Life Insurance Death Benefit Although the death benefit amount is determined by the insured, the insurer must determine… Continue Reading

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How will smoking affect my life insurance premium?

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85.… Continue Reading

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Does my life insurance premium have to be paid monthly?

Q) Does my life insurance premium have to be paid monthly? A) Your monthly premium is the monthly cost of your life insurance policy. You premium does not have to always be monthly. Your premium can also be Quarterly (paid every 3 months), Biannual (paid every 6 months) or annually (paid every year). Most people pay for their life insurance policy on… Continue Reading

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What is a Final Expense Policy?

What is a Final Expense Policy? A Final Expense Policy is small whole life policy that is primarily used by the beneficiary to pay burial and other final expenses of the insured. These policies are simplified issue underwritten, meaning there is no medical exam required to apply for coverage. The application process is very easy. The licensed agent will fill out the… Continue Reading

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I was told my burial insurance policy must be paid to the funeral parlor when I die, is that true?

Q) I was told my burial insurance policy must be paid to the funeral parlor when I die, is that true? A) No! The proceeds of your burial insurance policy will only be paid to the beneficiary listed on your life insurance policy. Level Benefit Whole Life Policy Quote Examples At SeniorCareLife.com We shop the lowest… Continue Reading

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Life Insurance Policy Cancellation – Your State “Free Look Laws” | Get Your Premium Back!

If you don’t like your life insurance policy you can cancel and get your full initial premium back if you cancel within your state cancellation “Free Look Period”. Each state have their own “Free Look Laws” which is governed by their individual state insurance commission – please locate your state in the chart below.  If… Continue Reading

What Is Living Benefits Life Insurance?

Living benefits are most often associated with permanent cash value life insurance. A Permanent or Whole Life insurance policy can do this because they build equity or “cash value. The policy cash value accumulates over the life of the policy. This accumulation of equity, along with tax advantages available with a permanent whole life insurance… Continue Reading

What is the difference between a term life insurance policy and a whole life policy?

An active life insurance policy provides a financial safety net for your dependents after you die. After you’re gone, your family can use the life insurance proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. A whole life policy is the most well-known and simplest form of permanent life insurance. A whole… Continue Reading

How will smoking affect my life insurance premium?

Q) How will smoking affect my life insurance premium. A) Smoking will affect the premium of your Burial Insurance policy. Your premium will cost more. To get a quote on Smoker or Non-Smoker Rates on your policy call 678-468-5163, OR fill out the contact form for a Quick Quote from a licensed agent in Your State. No Medical Exam Required. Qualifying age 50 to 85.… Continue Reading

Life Insurance Policy Cancellation – Your State “Free Look Laws” | Get Your Premium Back!

If you don’t like your life insurance policy you can cancel and get your full initial premium back if you cancel within your state cancellation “Free Look Period”. Each state have their own “Free Look Laws” which is governed by their individual state insurance commission – please locate your state in the chart below.  If… Continue Reading

How Is Life Insurance Premium Calculated?

The premium cost of life insurance can vary from company to company based on its operations and efficiency and cost of acquisition. It cost the insurance company in marketing and other expenses to secure a policy. The amount charged to cover each policy’s share of expenses of operation is called the expense loading. Insurance Interest… Continue Reading